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UCC and Mezzanine Financing Insurance: The Must-Know Basics

Under a traditional loan agreement, the borrower will sign a promissory note which is secured by a mortgage.  The mortgage, being in favor of the lender, is a lien and an interest in the real property.  But you already knew that.  This is the United States of America, so of course there are other (more […]

7 Specific Things You’re Doing Wrong As A Title Agent

While this specific list is for Florida Title Agents, the concepts exist regardless of the state you practice in.  Here are 7 things you may be doing wrong as a title agent: Not giving reissue rate when applicable.  Few title agents realize that they’re required to give the discounted “reissue rate premium” if applicable.  This […]

What is Title Insurance?

Title insurance is a form of indemnity insurance for real property (land and improvements) offering both buyers and lenders insurance against loss arising from defects or unmarketability of title.  Examples of defects or unmarketability include matters such as outstanding liens, errors in property’s legal description, or gaps in ownership – all being things a buyer […]