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What is Title Insurance?

Title insurance is a form of indemnity insurance for real property (land and improvements) offering both buyers and lenders insurance against loss arising from defects or unmarketability of title.  Examples of defects or unmarketability include matters such as outstanding liens, errors in property’s legal description, or gaps in ownership – all being things a buyer […]

Intestate Succession: How property passes without a will

In Florida, property that was owned solely by an individual who has died without a will passes to his or her heirs in accordance with Chapter 732, F.S. Homestead rights and interests of spouse and minor children are two common exceptions to the general passing rule. New legislation which slightly changes the statutes went into […]

County Assessments and Municipal Liens for Water, Sewer and Gas Service in Florida

Special Assessments and Chapter 159 Liens In most cases liens and assessments must be recorded in official public records of the property’s county to be valid, however, there are some liens which automatically attach to real property and do not need to be recorded. For these liens, a standard title insurance commitment will typically contain […]